As a policyholder, you understand the positive components that come with being protected should a serious oral health problem arise.
Cigna Coverage Availability & Fees
As you review your Cigna dental policy, it’s important you pay close attention to the list of available benefits. While premiums, deductibles, copays, and annual maximums will vary between in-network and out-of-network professionals, the benefit structure should look something like the following:
- 100% preventive services (dental cleanings, exams, X-rays, fluoride treatment, sealants)
- 80% basic procedures (fillings, tooth extractions, emergency treatment)
- 50% major procedures (crowns, root canal therapy, wisdom tooth removal, periodontal)